You cannot prepare for a car crash. Unexpected and often violent, crashes can cause serious injury and financial hardship.
While you cannot prepare, there are a few simple things you can try to remember to do if you ever suffer a collision that will help you going forward.
1. Do not admit fault
Regardless of whether you truly feel at fault or not, do not verbally admit fault to the other driver, or to police at the scene of the accident. Do not sign any written statement admitting fault. When you admit fault, you put yourself at a disadvantage in regards to any future settlement or lawsuit.
2. Report the accident to the police
Always report any accident, no matter the circumstances or severity. Police will note the details, interview witnesses and take photographs. Information gathered and reported by police is official evidence in any potential case. Without a police report, it will be your word against that of the other driver.
3. Seek medical treatment
Do not delay in seeking medical treatment after a car crash. Adrenaline and shock might prevent you from feeling pain immediately.
4. Do not sign anything from an insurance company
In the days immediately after a car crash, the insurance company involved may try to get you to sign a release for a small sum of money to cover future medical costs. Do not sign anything before speaking with a lawyer. These quick release offers are often far below the amount of compensation your losses may be worth.
It is important to remember to keep copies of all documentation you receive after a collision. In addition to medical costs, your losses could include pain, suffering and lost wages. The more documentation your lawyer has to prove your losses, the stronger your case will be.