The accident that struck at work can leave you with all kinds of complications. You’ll likely need to rely on the benefits from workers’ compensation to get through your recovery, but starting your claim off on the wrong foot could cost you coverage before it even starts.
Workplace accidents cost an average of around $40,000 per case. You’ll want to do what you can to make sure workers’ compensation covers the bulk of your treatment. One of the first steps is likely picking your doctor, which could be one of the most important decisions you make throughout the process.
Health claims
Your physician will play a key role in handling your case, so you’ll want to make sure your choice provides you with the best shot at getting better while staying true to state guidelines:
- Pre-approval: You can’t pick any doctor you please to take charge of your case, in most circumstances. Your employer will usually present you with a list of approved physicians to choose from, and deviating from the allowable pool could put your claim in jeopardy.
- Specialties: You’ll want to make sure you’re selecting the best doctor for you. Even if general practitioners make the bulk of your list, the underlying qualities may play a large role in your recovery. Different specializations and experience that prove pertinent to your ailments could help out when you’re trying to get back to work.
- Referrals: Your doctor might refer you for special examinations and tests outside the approved list of physicians. Workers’ compensation will generally still cover this visit. Don’t accept lesser care, regardless if they fall outside of the insurance company’s healthcare network.
Get the coverage you need after an accident at work. Picking the right doctor could make all the difference when you begin your journey toward recovery.